by Tim Pontzer | Feb 27, 2019 | Behavioral Finance, Budgeting, Food for Thought, Taxes
In 2018, the average American received a tax refund of $2,727.That’s great right? An extra three grand in everyone’s pocket is certainly better than the alternative, allowing for bills to be paid, an upgrade to the kitchen, new shoes for the kids, and maybe even a... Read More
by Tim Pontzer | Feb 8, 2019 | Behavioral Finance, Budgeting, Food for Thought, Millennials
Talking with a friend this week over dinner, he mentioned that he had been faced to overcome a major fear earlier that afternoon. The way my friend retold the harrowing tale, you would’ve thought he had dealt with a phobia like walking through a pit of snakes or... Read More
by Tim Pontzer | Feb 5, 2019 | Behavioral Finance, Budgeting, Federal Employee, Food for Thought, Government Shutdown
“Cash is King.” Have you heard that one before? The phrase implies that a large pile of money, instantly and easily accessible bestows the person possessing such cash advantages over everyone else. I think we automatically understand the benefit of keeping a reserve... Read More
by Tim Pontzer | Jan 31, 2019 | Behavioral Finance, Food for Thought, Investing, Millennials, Retirement
Every year seemingly brings a new social media ‘challenge’ – whether it be swallowing a spoonful of cinnamon, dancing along to a Drake song or doing the ‘Ice Bucket Challenge.’ 2019 has proven to be no different with the ’10 Year Challenge’ appearing on Facebook,... Read More
by Tim Pontzer | Jan 25, 2019 | Behavioral Finance, Federal Employee, Food for Thought, Government Shutdown, Investing
As the government shutdown enters its second month on Monday, over 800,000 federal employees are about to miss their second paycheck. Meanwhile, expenses like rent, groceries, credit card payments and fuel still don’t stop. Many are being forced to rapidly to drain... Read More
by Tim Pontzer | Jan 9, 2019 | Behavioral Finance, Budgeting, Food for Thought, Investing, Monthly Newsletter, Retirement
Happy New Year! I’m sure many of you have already mistakenly put ‘18’ for the date a couple of times, still adjusting to our new timeframe. With the new calendar comes both reflection on the past and excitement for the future. In our line of work, that includes seeing... Read More
