Fee only Planning for Federal and Postal Employees

One System. Hundreds of Choices. Thousands of Opinions. Zero Clear Answers.

As a federal employee – you know your benefits are complex and understanding which is the best option for you takes more than knowledge.  It takes experience, skill and judgement. If you’re a federal employee and can’t find a financial adviser who knows the difference between CSRS from FERS? Has never heard of the TSP? Or thinks FEGLI is some sort of pasta dish?  Look no further.

Starting in 2005 with one retiring letter carrier, Anthony Bucci built Mission Point Planning to guide federal employees through the myriad of financial decision on their way to, and through retirement.  Anyone can find lots of information about financial planning and retirement. But federal employees really do have unique financial planning considerations that go beyond traditional financial planning.  After hundreds of federal employees retire, Tony’s expertise has been now nationally recognized.  He has been interviewed on Federal News Radio and is a regular writing contributor on FedSmith, one of the largest Federal Employee blogs in the country. 

Tony also owns and leads Mission Point Federal Benefits, an insurance agency designed to help Federal employees make more informed insurance decisions regarding FEGLI (life insurance) and FLTCP (long term care insurance)

 We can help by providing unbiased advice on the following topics and more

 

  • CSRS and FERS Pension Projection
  • Survivorship Planning for Pensions
  • Thrift Savings Plan Asset Allocation and Advice
  • Federal Employee Group Life Insurance (FEGLI)

As a federal employee, your benefits are robust, but complicated.

Don’t go it alone.
Allow us to guide you through the maze of decisions
…. so you can set a course for your financial future.

The Roth TSP: Why isn’t it more popular?

Why isn’t the Roth TSP more popular? As of June 2020, there were 3,569,305 FERS participants in the Thrift Savings Plan. However, only 666,175 people actually had money in the Roth TSP— only about 18% of all folks enrolled in the plan! Additionally, the average Roth...

Summary of the New Thrift Savings Plan Distribution Regulations

New Thrift Savings Plan Distribution Regulations Starting in September of 2019 year, OPM unveiled its New TSP distribution regulations as mandated by the TSP Modernization Act of 2017.  These rules new regulations are a long time coming and will provide many retiree’s...

Is FEGLI a waste of money?

Is FEGLI a waste on money? Let's find out. Lessons from the ‘Boiling Frog’ on making smarter insurance decisions. The boiling frog is a fable describing a frog being slowly boiled alive. All gore aside, the premise is that if a frog is put suddenly into boiling water,...
Securities offered through Securities America, Inc. Member FINRA/SIPC. Check the background of your financial professional at FINRA's BrokerCheck. Advisory services offered through Securities America Advisors, Inc. Mission Point Planning and Retirement, and the Securities America Companies are unaffiliated.
Securities America and its representatives, Mission Point Planning and Retirement do not provide tax or estate planning advice. These services are provided in conjunction with a qualified tax and/or estate planning professional.
This site is published for residents of the United States, is for informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed."


The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on the following objective criteria: Credentialed as an investment advisory representative (IAR) or a registered investment adviser; Actively employed as a credentialed professional in the financial services industry for a minimum of five years; Favorable regulatory and complain history review; Fulfilled their firm review based on internal firm standards; Accepting new clients; One-year client retention rate; Five-year client retention rate; Non-institutionalized discretionary and/or non-discretionary client assets administered; Number of client households served; Educational and professional designations. Wealth managers do not pay a fee to be considered of awarded.


* Source: Pew Research Center
† Source: “Quantitative Analysis of Investor Behavior, 2014” Dalbar Inc. Most recent data available. An index is un-managed and one cannot invest directly into an index.

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