Federal and Postal Employees

Finally, a financial planning and retirement firm created to serve you…
the Federal Employee.

Can’t find a financial adviser who knows the difference between CSRS from FERS? Has never heard of the TSP? Or thinks FEGLI is some sort of pasta dish? You’ve come to the right place. With years of experience working with both Federal and Postal employees, our skilled and educated team has the experience to guide you through all the phases of your federal career and into retirement. We provide unbiased advice on the following topics and more…

  • CSRS and FERS Pension Projection
  • Survivorship Planning for Pensions
  • Thrift Savings Plan Asset Allocation and Advice
  • Federal Employee Group Life Insurance (FEGLI)
  • Social Security Review
  • Federal Long Term Care Program 2.0

As a federal employee, your benefits are robust, but complicated.

Don’t go it alone.
Allow us to guide you through the maze of decisions
…. so you can set a course for your financial future.

Why the F-Fund is the Rodney Dangerfield of the TSP

Would you know that the least popular fund in the Thrift Savings Plan is also the best performing fund in the last year? Over the last 12 months, the F-Fund has a 10.32% return compared to the G-Fund at 2.57%. But that’s also higher than the C-Fund (which tracks the...

FERS and CSRS Pensioners receive a 1.6 % COLA for 2020. No one is applauding.

Based on the Social Securities recent press release*, it’s anticipated that FERS and CSRS retirees will only receive a 1.6% raise on their pensions for 2020. While that was less than the 2.8% COLA from 2019, it’s still one of the larger ‘raises’ in the past decade....

Attention Financial Advisers: We are hiring!

So… you started you financial planning career and things aren't going as well as you had hoped? Believe me, we've been there. The financial services industry is notorious for promising effective training, sales/marketing support and mentorship but few deliver on those...
Securities offered through Securities America, Inc. Member FINRA/SIPC. Check the background of your financial professional at FINRA's BrokerCheck. Advisory services offered through Securities America Advisors, Inc. Mission Point Planning and Retirement, and the Securities America Companies are unaffiliated.
Securities America and its representatives, Mission Point Planning and Retirement do not provide tax or estate planning advice. These services are provided in conjunction with a qualified tax and/or estate planning professional.
This site is published for residents of the United States, is for informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed."

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on the following objective criteria: Credentialed as an investment advisory representative (IAR) or a registered investment adviser; Actively employed as a credentialed professional in the financial services industry for a minimum of five years; Favorable regulatory and complain history review; Fulfilled their firm review based on internal firm standards; Accepting new clients; One-year client retention rate; Five-year client retention rate; Non-institutionalized discretionary and/or non-discretionary client assets administered; Number of client households served; Educational and professional designations. Wealth managers do not pay a fee to be considered of awarded.

* Source: Pew Research Center
† Source: “Quantitative Analysis of Investor Behavior, 2014” Dalbar Inc. Most recent data available. An index is un-managed and one cannot invest directly into an index.

Pin It on Pinterest

Share This