by Tim Pontzer | Sep 21, 2020 | Annuities, Behavioral Finance, Educators and 403(b)
About 76% of assets in 403(b) plans are in annuity-based products. Almost all of those annuities contain surrender charges. So, before investing in one of these annuities it pays to understand how these charges work and what it means for you.
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by Tim Pontzer | Nov 13, 2019 | Educators and 403(b), Teachers
Do you ever feel overwhelmed by too many choices? The other day I walked into a specialty deli shop that had been highly recommended. A good friend – a self-proclaimed ‘foodie’ – gave the place high marks and said I should try it, however he failed to mention what... Read More
by Anthony Bucci | May 6, 2019 | Annuities, Educators and 403(b), Teachers
So why are there some many annuities in 403(b) plans in the first place? As advisors that specialize in helping teachers making smart financial decisions on saving, investing and retirement, we are constantly amazed at why so many teachers own high-cost annuities... Read More