by Tim Pontzer | Feb 27, 2019 | Behavioral Finance, Budgeting, Food for Thought, Taxes
In 2018, the average American received a tax refund of $2,727.That’s great right? An extra three grand in everyone’s pocket is certainly better than the alternative, allowing for bills to be paid, an upgrade to the kitchen, new shoes for the kids, and maybe even a... Read More
by Tim Pontzer | Feb 8, 2019 | Behavioral Finance, Budgeting, Food for Thought, Millennials
Talking with a friend this week over dinner, he mentioned that he had been faced to overcome a major fear earlier that afternoon. The way my friend retold the harrowing tale, you would’ve thought he had dealt with a phobia like walking through a pit of snakes or... Read More
by Tim Pontzer | Feb 5, 2019 | Behavioral Finance, Budgeting, Federal Employee, Food for Thought, Government Shutdown
“Cash is King.” Have you heard that one before? The phrase implies that a large pile of money, instantly and easily accessible bestows the person possessing such cash advantages over everyone else. I think we automatically understand the benefit of keeping a reserve... Read More
by Tim Pontzer | Jan 9, 2019 | Behavioral Finance, Budgeting, Food for Thought, Investing, Monthly Newsletter, Retirement
Happy New Year! I’m sure many of you have already mistakenly put ‘18’ for the date a couple of times, still adjusting to our new timeframe. With the new calendar comes both reflection on the past and excitement for the future. In our line of work, that includes seeing... Read More
by Tim Pontzer | Dec 5, 2018 | Behavioral Finance, Budgeting, Business Owners, Monthly Newsletter, Newsletter, Retirement
Ellen: “Clark, I think it’d be best if everyone went home… before things get worse.” Clark: “WORSE? How could things get any worse? Take a look around here, Ellen. We’re at the threshold of hell.” While the Griswold family struggled mightily with the... Read More
by Tim Pontzer | Nov 8, 2018 | Behavioral Finance, Budgeting, Newsletter, Sports
“Someone’s sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffet No doubt about it, October was a tough month. The S&P lost 6.8%, marking the worst month in more than seven years (September 2011: -7.0%). It... Read More
