Our Thoughts & Insight -
Why isn’t their more love for the Roth TSP?
As of February 2019, there were 3,715,215 FERS and CSRS participants in the Thrift Savings Plan. However, only 557,470 people actually had money in the Roth TSP— only about 15% of all folks enrolled in the plan! Additionally, the average Roth balance for the FERS...
Quiz: How Much Have You Thought About Health and Health-Care Costs in Retirement?
When planning for retirement, it’s important to consider a wide variety of factors. One of the most important is health and its associated costs. Thinking about your future health and the rising cost of health care can help you better plan for retirement in...
Annuities: The Silent Killer (of Teacher’s Retirements)
So why are there some many annuities in 403(b) plans in the first place? As advisors that specialize in helping teachers making smart financial decisions on saving, investing and retirement, we are constantly amazed at why so many teachers own high-cost annuities...
How does the Federal Reserve Affect the Economy
If you follow financial news, you’ve probably heard many references to “the Fed” along the lines of “the Fed held interest rates,” or “market watchers are wondering what the Fed will do next.” So what exactly is the Fed and what does it do?